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Family Selfie Turnstone Mortgages Southampton

INSURANCE &

PROTECTION

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WE HOPE YOU NEVER NEED IT, BUT JUST IN CASE

Taking out a mortgage is a huge commitment and for many of us, this is the most we will ever borrow in our lives. This is why it is so important to ensure that you have a plan should the worst happen. 

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We will often leave loved ones behind with our debts. We can look at your circumstances on a case-by-case basis to ensure that you are fully prepared to ensure that this does not happen.

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We can look at many types of cover to suit all needs and budgets. It is always better to have a little bit of cover than none at all.

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As with all insurance policies, conditions and exclusions will apply.

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WHAT TYPES OF PROTECTION WE ADVISE ON

Life insrance
LIFE INSURANCE

Life insurance is the most common cover taken out to ensure that the mortgage is cleared in the event of passing away, by paying out a lump sum in the event of a claim.

critical illness
CRITICAL ILLNESS

Critical illness cover works in a similar way to life insurance, except you can make a claim in the event of being disagnosed with one of the specified number of serious illnesses and not in the event of passing away. Pays out a lump sum in the event of a claim.

income protection
INCOME PROTECTION

Income protection insures a percentage of your current monthly income in the event that you are unable to work. We often think about insuring our assets but not insuring our income. Pays out a tax free monthly installment in the event of a claim.

family income benefit
FAMILY INCOME BENEFIT

Family income benefit is a product that covers you in the event of passing away, but unlike life insurance, a monthly installment is paid out instead of a lump sum payment.

If you are ready to proceed, please book in a phone call or fill out your details online:

Your home or property may be repossessed if you do not keep up repayments on your mortgage

Some Buy To Let mortgages are not regulated by the Financial Conduct Authority

Turnstone Mortgages Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered Office: 38 Colville Road, Drayton, Portsmouth, Hampshire, United Kingdom, PO6 2DY. Registered Company Number: 12438095 Registered in England & Wales.

The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable or available in any other country which may have access to it.

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